online payment system in nepal

Online Payment System in Nepal

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Online Payment System in Nepal

An online payment system in Nepal is an Internet-based method of processing economic transactions.

It allows a vendor to accept payments over the web or over other Internet connections. Such as direct database connections between retail stores and their suppliers. It is a common method of maintaining just-in-time inventories. 

Online payment systems have leveled the playing field between large and small companies. As any of them can accept the same payment methods once they sign up with third-party payment processors.

The typical online payment process has the following stages:

  1. The customer submits the payment information to the merchant. For example, the customer completes the payment form on the merchant website and submits the information.
  2. The merchant submits the payment information to the online payment gateway.
  3. The online payment gateway submits the payment to the payment processor.
  4. The payment processor authorizes the payment and responds to the payment gateway
  5. The payment gateway responds back to the merchant
  6. The merchant responds back to the customer showing if the online payment was successful or not and taking the appropriate action.

Some Online Payment System in Nepal



eSewa – Nepal’s first online payment system is a comprehensive online payment solution. Customers can pay, send, and receive money using their mobile phones and the Internet instantly with eSewa digital wallet. F1Soft International has launched eSewa.

The main vision of eSewa is to cover every payment sector (Small/Big, Dealer/Retail, Private/Government, Domestic/International). Also continuously accomplish our mission to create a cashless economy.

 eSewa has been operation since 2009. It has been licensed by Nepal Rastra Bank as a Payment Service Provider. eSewa app is available for both iOS and Android devices and its primary web portal is It is the most used online payment system in Nepal.



It is a mobile wallet, payment gateway & service provider in Nepal, allows users to pay for a range of services like basic utility payments, hotel bookings, movie and domestic flight tickets, events, and many more. It is operated and owned by Sparrow Pay Pvt. Ltd. It is the best online payment system in Nepal.

Its goal is to simplify the lives of people by bringing financial inclusivity to every individual in Nepal and take the payment industry from offline to online through best practices. To know more about the Khalti visit.



It is a digital payment processor that connects consumers, banks, and merchants in an interoperable network. And it also facilitates mobile/digital payments. It is used mostly as an online payment system in Nepal.

F1Soft International Pvt. Ltd, Nepal’s largest and leading Fintech company has owned and operated the Fonepay Network. Fonepay comes integrated with an issuer bank’s mobile/internet banking systems which imply that all transactions are originated from existing bank accounts. These are secured by these banking channels. 

To know more about FonePay visit



IME Pay is a digital payment service mobile application for easy payment solutions. It is licensed by Nepal Rastra Bank (NRB) and powered by IME Remit. Lollypop Design Studio has developed IMEPAY. It is one online payment system in Nepal to import remittance.

  • Send money from one IME Pay to another IME Pay.
  • Receive money on one IME Pay from another IME Pay.
  • Pay utility bills – TV, internet, electricity, telephone, water, Shopping bills, Restaurant bills.
  • Buy Chandragiri Hill cable car tickets.
  • Buy tickets – bus, airline, movies; and many more.

To know more about IMEPAY visit IMEPAY.



It serves its customers to pay the telephone bills, electricity bills, internet bills, and other utility bills using iPay service. Further, one can buy recharge cards, top mobile phones in just a few clicks. Flights booking for domestic airlines such as Buddha Air, Yeti Airlines, Simrik Air, and Saurya Airlines are also available on it. It is also mostly used online payment system in Nepal.

There are just 3 simple steps: Registration, Add Fund, and Payment. It will operate on an exclusive reward platform. In which users will be awarded some reward amount in almost every payment that can be instantly used.

To know more about iPay visit.

connect IPS

Connect IPS

It is a single payment platform that allows the customers to link their bank account(s) to enable the payment processor. It is the online payment system in Nepal that helps in the bank to bank transactions.

connect IPS includes fund transfer and biller payments. An extended product of Nepal Clearing House to support citizen-to-government (C2G), customer-to-business (C2B), and peer-to-peer (P2P) payment transactions directly from/to the bank accounts. This is available on both web channels and mobile app.

To know more about connect IPS visit.


These are the most used online payment systems in Nepal. You can use these platforms to make your payment process easy, efficient, and within a very short time.

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